How Fast Easy works
Fast Easy connects you with lenders in our network. This page explains each step and which decisions are yours.
Step by step
1
Choose how much you need and tell us about yourself, your income and your bank account. It takes a few minutes.
Takes a few minutes
2
Your details go to lenders and partners in our network who may be able to offer you a loan.
Free, with no obligation
3
The lender checks your details. It may verify your income or run a credit check, and may contact you.
The lender decides
4
If a lender makes an offer, you see the amount, the total cost and the due dates before you agree.
You can say no
5
If you accept, you sign the lender’s agreement online. The lender sends the money, often by e-Transfer or direct deposit.
Timing depends on the lender
6
You repay the lender directly, on the dates in your agreement. Fast Easy is not part of the loan.
Repay on time
Who does what
Knowing who handles what helps you know who to call.
Before you start
Having these on hand makes the form quicker. A lender may ask for more before making an offer.
Not sure which loan fits? Compare payday loans, personal loans and emergency loans.
A few minutes. It asks about the amount you need, you, your income and your bank account.
No. The lender reviews your request and decides whether to make an offer. Approval is never guaranteed.
It depends on the lender. Some respond within minutes during business hours. Others take longer.
If you accept and sign, the lender sends the funds, often by Interac e-Transfer or direct deposit to your bank account.
The lender, on the dates in your loan agreement. Questions about payments go to your lender.